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Where are you headed?’ ‘That depends…where are the good neighborhoods around here?’ I laughed, taken aback. ‘Good neighborhoods for what?’ ‘Safe neighborhoods. Where you aren’t scared being alone late at night.’ ‘Well, my neighborhood is safe enough…my door is usually unlocked. Where do you need to go?’ ‘That’s the thing. I don’t have anywhere to go…’ Her voice trailed off into tears. Thinking as quickly as I could in my state, I suggested that we go somewhere warm where we could talk. She reluctantly agreed, and I walked her to a diner near my apartment. I sat and drank black coffee while she told me her story. ‘I left home this morning. My father died last year, and my mother hasn’t been the same. I feel like such a burden on her…leaving was the only thing I thought to do. She’s been in and out of the hospital…she’s at home with a nurse…I just don’t know what to do…’ Through the back-and-forth of her tears and my reassurances, I found out that she was nineteen to my twenty.. Seventeen then, how can a seventeen-year-old guy afford a place like this?” he finished.I shrugged my shoulders. “I’ve been pretty fortunate in the market, I guess.”He stared some more. “The stock market? You’re kidding me, right?”“Nope.”I could see that he was figuring I was bullshitting him, and I was not at all surprised when he laughingly asked, “So, got any good tips?”I was starting to get a little ticked at his attitude, so I decided to answer and then move the group back to the previously planned agenda. “IBM is about to announce earnings that, while meeting their publicly announced estimates, have failed to meet several analysts’ private estimates. Following the publication of their next quarterly report, it can be expected that IBM stock will drop between ten and fifteen percent. Now would be a good time to short IBM, or if you are feeling aggressive, buy put options. SEC reports will be filed next week.” I had been told this by two separate analysts and had used ten percent.
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